The Month in Numbers November  Today we’re starting a new monthly column  Month in Numbers  in which we’ll summarize the most interesting credit card .

statistics from the previous month The Month in Numbers November :

. Some of them we will already publish and discuss on this blog, others we will not have time to write about The Month in Numbers November .

So if you see a chart, table, infographic, or chart that you think tells an interesting credit card story, let us know. Each month we will have dozens of items to choose from, and many of them will be left out of the final selection, but we will try to select the most interesting and noteworthy ones, and we hope that you will help us with this. Here are the tips for November 2011, in chronological order.

1. Prepaid on the rise

This chart uses Federal Reserve data that shows prepaid cards are by far the fastest growing non-cash payment method in the US The Month in Numbers November The Month in Numbers November .

*CAGR is copound annual growth rate.
*CAGR is compound annual growth rate.

2. Americans continue to reduce credit card debt

The Fed’s G.19 report told us that aggregate US consumer credit card debt fell to the lowest level on record in more than seven years The Month in Numbers November .

Americans continue to reduce credit card debt

Here’s how credit card debt has declined since 2008 The Month in Numbers November :

Americans continue to reduce credit card debt

3. Young, less educated and low-income Americans hit hardest by higher debit costs

The increase in the cost of using debit cards, a direct result of the Durbin Amendment, will have the biggest impact on young, less-educated and low-income consumers who are most dependent on debit, Joanna Stavins paper, an economist at the Federal Reserve Bank of Boston told us. Here’s how low- and middle-income consumers differ from high-income consumers in their use of credit and debit cards:

Higher debit costs hit young, less educated and low-income Americans the hardest

4. 90-day credit card delinquencies fell in Q3 2011

The latest TransUnion report showed that 90-day delinquencies on credit cards in the third quarter of 2011 rose 0.71 percent from the previous quarter, but were still lower than in the third quarter of 2010.

90-day credit card delinquencies decreased in the third quarter of 2011

Here’s a list of the leading states on both ends of the TransUnion Quarterly Payment Cards chart The Month in Numbers November :

Credit card delinquency by state

5. Credit card debt reduction in Q3 2011

The same report from TransUnion told us that consumer credit card debt rose slightly on average quarter over quarter in the third quarter of 2011, but was down from the third quarter of 2010.

Reducing credit card debt in the third quarter of 2011

ere’s a list of the leading states on both ends of TransUnion’s quarterly credit card debt chart:

Credit card debt by state

6. Credit card defaults are falling again

That’s what the latest monthly report from Moody’s told us.

Credit card defaults are falling again

7. Americans have fewer credit cards, lower credit limits

The number of active credit card accounts fell by 6 million in the third quarter of this year, the NY Fed’s latest quarterly report on household debt and credit tells us The Month in Numbers November .

mericans have fewer credit cards, lower credit limits

8. Cyber ​​Monday 2011 breaks records

This year’s Cyber ​​Monday sales are up a third from 2010. Here are the key stats from IBM’s report:

Cyber ​​Monday 2011 breaks records

Over the entire Thanksgiving shopping weekend, Americans spent $52.5 billion The Month in Numbers November :

Thanksgiving weekend shopping statistics

Did you see an interesting statistic that you think should be on our November list? Let us know in the comments below.

November is the last autumn month in the northern half of the world. It is the last month of spring in the southern half.

Chrysanthemums in the wild. October birth flower.
The chrysanthemum is the birth flower of November.

©bigstockphoto.com/basel101658

November is the eleventh month in the Gregorian calendar and has 30 days. It is the last autumn month in the Northern Hemisphere.

Why is November not the ninth month?

The meaning of November comes from Novem, the Latin word for nine. The old Roman calendar started in March, so November was the ninth month. When the Roman Senate changed the calendar in 153 BC, the new year began in January and November became the eleventh month.

DST ends in the US and Canada

Daylight Saving Time (DST) ends in the US, Canada, and northern Mexico. On the first Sunday in November, clocks in most US states go back 1 hour from 02:00 (2:00) to 01:00 (1:00). In Europe and many other countries, the clocks go back in October The Month in Numbers November .

Astronomical events in November 2023

Leonid Meteor Shower: The Leonid shooting stars are visible between November 6 and 30. The shower typically peaks on the night of November 17 and early morning on November 18 with up to 15 meteors per hour.

Beaver Moon: The November full moon is traditionally called the Beaver Moon, after the beavers that build their dams at this time of year.

See all events in the Cosmic Calendar

Illustrative image
The Leonid shooting stars appear to originate from the star sign of Leo or the lion.

History of November
In the old Roman calendar, November was called mensis november, the ninth month, because the Roman calendar began in March. November initially had 29 days The Month in Numbers November .

In 154 BC, a rebellion forced the Roman Senate to change the start of the civil year from March to January 1. This reform made November officially the eleventh month of 153 BC.

In 46 BC, Julius Caesar introduced a new calendar system — the Julian calendar. He added ten days to the year and introduced a leap day. In the new Julian calendar, November was extended to 30 days.

Historical events in November
November 3, 1957: The Soviet Union sent the first living creature into orbit: the dog Laika (“yapper” in Russian). Laika was aboard Sputnik II, the second Soviet satellite to enter Earth orbit—almost exactly a month after Sputnik I on October 4, 1957.

November 5, 1605: British soldier Guy Fawkes attempted to blow up the English House of Lords in London to overthrow King James I and restore the Catholic monarchy. He failed. November 5th is Guy Fawkes Day and the Gunpowder Treason is commemorated across the UK.

Postage stamp from Mongolia depicting Laika, the first creature in space.
Postage stamp from Mongolia – depicting Laika, the first creature to orbit the Earth The Month in Numbers November .

© iStockphoto.com/fcdb

November stone and native flowers
According to tradition, the November stone is a yellow topaz, symbolizing friendship. His native flower is chrysanthemum.

Zodiac signs in November
Scorpio: October 23 – November 22
Sagittarius (Archer): November 23 – December 22

Themes: Calendar, History, November, Months

Create a calendar with holidays
The whole year
2023
Moon
February

Pakistan
12 months a year
January
February
March
April
May
June
July
August
September
October
November
December
All about calendars

History of the calendar
Gregorian calendar
Julian calendar
Switch from Julian to Gregorian
Roman calendar
What do CE and BCE mean?
How to write and count Roman numerals
When do decades start?
Did the millennium begin in 2000 or 2001?
All about calendars

Calendars around the world
Gregorian calendar
Julian calendar
Hindu calendar
Buddhist calendar
Islamic calendar
Jewish calendar
Persian calendar
Chinese calendar
Coptic calendar
Ethiopian calendar
Revised Julian Calendar
Mayan calendar

From the months of the year, April, June, September and November last 30 days.

January, March, May, July, August, October and December have 31 days and February has 28 days. February lasts 28 days in common years and 29 days in leap years The Month in Numbers November .

12 months a year

12 months a year
Number of months
The table below contains the days of the month, the total number of days, the short names of the months and the seasons The Month in Numbers November .

month short month name day season
January 1 January 31 winter
2 February 28/29
March 3. March 31. Spring
April 4. April 30
May 5. May 31
6 June 30 Summer
July 7 July 31
August 8. August 31
September 9 September 30
October 10. October 31
November 11. November 30
December 12. 31. Winter

Why does a year have 12 months?

To keep the year in sync with the seasons, Julius Caesar’s astronomers created a year of 12 months and added a leap year. At that time, the calendar (Gregorian or Gregorian) had only 10 months, but a year had 12 lunar cycles The Month in Numbers November .

The months of January and February have been added to the calendar. The ancient calendar, like many other world calendars, began in March, coinciding with the arrival of the spring season. Likewise, the reason why the names of September, October, November, and December are September (the seventh month), October (the eighth month), November (the ninth month), and December (the tenth month) are because these months fall in that order when the year starts in March The Month in Numbers November .

In the old calendar, months had either 30 or 31 days. These numbers are considered random. However, without the addition of January and February, the remaining 57 days were not included in any month.

Why don’t all months have the same number of days?

The Gregorian calendar, or the Gregorian calendar used today, was adopted on October 4, 1582. Accordingly, the birth of Jesus was accepted as the 1st year, which means that it was determined to be 1 year, 365 days and 6 hours. This is the most realistic calendar system, as there are only 10.8 seconds of error in a year The Month in Numbers November .

The ancient Romans discovered that a year had 365 days and 6 hours using the lunar cycle. First, however, they set themselves a 10-month annual system. In short, it lasted 60 days in the air.

In 700 BC Decemvirs were added before January and Februarius 29 days after January to somehow save 60 days. The last decree, made by Julius Caesar in 46 BC, brought about a system that made the month of February 29 days every 4 years and the other months 30 and 31 days. The month Sextilis was soon changed to Augustus in honor of Augustus Caesar.

What are common monthly traditions?

Monthly traditions are a great way to add structure and meaning to your life. They can range from small everyday customs to larger, more elaborate celebrations. These traditions can help bring a sense of continuity and meaning to your days and help strengthen the bonds of families and communities The Month in Numbers November .

Common monthly traditions

One of the most common monthly traditions is the practice of setting new goals or resolutions at the beginning of the month. It’s a great opportunity to reflect on your progress over the past month and set new goals for the future. Another popular tradition is celebrating birthdays and anniversaries. It can be as simple as a family dinner or as elaborate as a big party. Many families also have a tradition of going out for a special meal or outing on the last day of the month.

Another common tradition is the monthly “self care day”. It can be a day dedicated to rest, pampering or doing something you enjoy. Many people also make it a tradition to spend time with friends or family regularly, whether it’s a monthly dinner or a weekly game night The Month in Numbers November .

January:

“Planning New Year’s Resolutions”
“Winter hike or ski trip”
“Homemade Soup Night”
“Organizing and calming day”
February:

“Valentine’s Family Dinner and Movie Night”
“Night Family Tournament”
“Monthly volunteer work at a local charity”
March:

“St. Patrick’s Day Family Celebration”
“Monthly Family Photo Day”
“DIY Home Project Day”
April:

“Easter Egg Hunt”
“A trip to nature and a picnic”
“Monthly Baking Day (try to make different desserts)”
May:

“Mother’s Day Brunch”
“Family Talent Show”
“Camping or Picnicking”
June:

“Father’s Day BBQ”
“Outdoor Sports Day”
“Book club (reading a book with a summer theme)”
July:

“Independence Day Celebration”
“Family Fitness Challenge”
“DIY Ice Cream Making Day”
August:

“Back to School Shopping and Organization Day”
“Monthly Family Dinner and Show Night”
“Budget and Savings” Workshop
September:

“Homemade pizza night”
“A monthly trip to a local festival or fair”
“Cooking directions (try a new type of cuisine)”
October:

“Halloween Party and Costume Contest”
“Hike in nature (looking for autumn leaves)”
“A day without technology”
November The Month in Numbers November :

“Family Thanksgiving Dinner”
“Indoor or Outdoor Scavenger”
“Monthly Volunteer Work (Preparation for Thanksgiving or Christmas)”
December:

“Christmas Tree Decorating Day”
“Christmas party”
“Planning a New Year’s Eve Family Tradition”
Incorporating monthly traditions into your routine
Incorporating monthly traditions into your routine can be as simple as setting a reminder on your phone or calendar. You can also get into the habit of scheduling your traditions for the same day each month, such as the first or last day of the month. This can help ensure that you stick to your traditions The Month in Numbers November .

Another way to incorporate monthly traditions is to make them part of your daily routine. For example, you can start each day with a gratitude journal where you write down three things you are grateful for. Or you can end each day by reading a chapter from a book or meditating. By making your traditions part of your daily routine, you will be more likely to stick to them The Month in Numbers November .

In conclusion, monthly traditions are a great way to add meaning and structure to your life. They can range from small everyday customs to larger, more elaborate celebrations. By incorporating monthly traditions into your routine, you can strengthen the bonds of your family and community, reflect on your progress, and set new intentions for the future The Month in Numbers November .

15 questions to ask for your monthly self-reflection

The Month in Numbers November  Monthly self-reflection is the practice of taking time to reflect on the past month and assess your progress, thoughts, behaviors, and emotions. It’s an opportunity to reflect on the things you’ve done well and the things you’d like to improve, and to set intentions for the coming month.

It can be used to assess your personal, professional, or academic progress, and it can also be used to reflect on your relationships, goals, and overall well-being. It is a powerful tool for personal growth, self-awareness and developing a better understanding of yourself. It can also help you identify patterns in your thoughts and behavior, allowing you to be positive.

                                   Sources