Visa Purchase Alerts All You Need to Know created a tool to help consumers who are concerned about potentially fraudulent charges on their credit and debit cards, called Visa Purchase Alert.

For the vast majority Visa Purchase Alerts All You Need to Know:

of cardholders who carefully and regularly check their account balances, alerts offer a proactive way to ensure that all charges made to their payment cards are legitimate.

More than two-thirds of consumers (69 percent to be exact) are unaware of or haven’t signed up for transaction alert services offered by their banks, even though they offer security, control and the ability to identify fraudulent charges and track spending.

For US cardholders, Visa transaction alerts can be set for specific transaction amounts, locales, or transaction types (eg, e-commerce, phone and mail orders). Once an alert is triggered, the cardholder will receive a near-real-time alert via email, text message, or push notification.

 

The alert service allows card issuers to let their customers report fraud as soon as possible, adding another layer of fraud protection. Let’s take a look at how Visa Purchase Alerts work.

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Setting up Visa Purchase Alerts
Visa Purchase Alert Triggers
Visa purchase notice at a glance
Frequently asked questions about purchasing a visa
Setting up Visa Purchase Alerts
Visa Purchase Alerts allow Visa cardholders to receive alert messages via SMS or email when purchases are made using their Visa credit or debit cards.

To sign up for the Visa Alert Service, go to the payment network’s website here. Here’s what you need to do.

Step 1: Check eligibility
Click on “Check Eligibility”.

Step 1: Check eligibility
Source: Visa

Step 2: Enter the first 9 digits of your card
Enter the first 9 digits of your debit or credit card. Then click on “Check Eligibility”.

Step 2: Enter the first 9 digits of your card
Source: Visa

Step 3: Enter your first and last name
Enter your first and last name as they appear on your card, email address and username. Please make sure your email address is entered correctly as a verification to activate your alerts will be sent to this address.

Make sure you choose a password that contains letters and numbers. After reading the Terms and Conditions and the Privacy Policy, click the box to agree. Then click “Continue”.

Step 3: Enter your first and last name
Source: Visa

Step 4: Check your email account
Check your email account: a confirmation code will be sent to the email address you provided. Please allow up to 15 minutes to receive the email.

Note that the code expires quickly, so enter it as soon as you receive it. If you click on the “Resend Code” button, a new code will be generated and sent and the previous one will expire. Then click “Continue”.

Step 4: Check your email account
Source: Visa

Step 5: Enter your card information
Once you’ve entered your verification code, you’ll be prompted to enter your card information. Check that all the information entered is correct.

Note that “Card Nickname” is a required field where no spaces or symbols can be used, only numbers or letters.

After filling out the form, click “Create Account” Visa Purchase Alerts All You Need to Know.

Step 5: Enter your card information
Source: Visa

Step 6: Choose your notification settings
Select your Visa alert settings. Email notifications are selected by default. If you wish to receive notifications only by email, select the purchase amount and trigger events for your notifications, then click “Save Changes”.

Step 6: Choose your notification settings
Source: Visa

If you select “Text”, you will be prompted to enter and confirm your mobile number. Read the disclosure notice and click “Yes” if you agree to the Terms of Service and Privacy Policy for receiving text alerts. Alternatively, click “No” if you choose not to continue with text notifications Visa Purchase Alerts All You Need to Know.

Check your mobile phone for a confirmation code and enter it on the next screen. Then click “Continue”.

Step 6-1: Confirm your mobile number
Source: Visa

After creating or making changes to the notifications, click “Save Changes”.

Step 6-2: Done Making Alert Changes
Source: Visa

Step 7: Tap on History
Click on “History” to view alerts for the past seven days Visa Purchase Alerts All You Need to Know.

Step 7: Tap on History
Source: Visa

Step 8: Add another tab
Now you have the option to add another tab and set notifications for it in the same way. Use “Edit” to change the saved information for the selected card.

Step 8: Add another tab
Source: Visa

If more than one card is registered for a Visa purchase alert, arrows will appear next to the card icon. The nickname and the last four digits of the selected card will be displayed below Visa Purchase Alerts All You Need to Know.

Step 8-2: More than one card
Source: Visa

Step 9: Sign out
Once you’re done setting up your Visa purchase alerts, sign out.

Step 9: Sign out
Source: Visa

Step 10: Log back in to make changes
Visit https://purchasealerts.visa.com to login and make changes or add more cards in the future Visa Purchase Alerts All You Need to Know.

Step 10: Log back in to make changes
Source: Visa

Visa Purchase Alert Triggers
You can set up alerts for the types of transactions that you think carry the highest risk. Let’s take a look at your options:

Reaching the purchase amount limit.
International transactions.
Payments via the Internet or by phone.
Any time credit is processed on your card.
When a payment is declined.
Visa purchase notice at a glance
Here is the setup procedure, step by step:

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Source: Visa

Now let’s look at the details of the program that people always ask about.

Frequently asked questions about purchasing a visa
What is a visa purchase notice?
Visa Purchase Alerts are electronic messages sent to you to help you manage and track your signature-based Visa transactions. These alerts provide near-real-time notifications of your Visa transaction activity based on pre-selected alert settings Visa Purchase Alerts All You Need to Know.

You can choose specific notifications and specify the settings for the ones you want to receive (for example, you can choose to be notified when a payment exceeds a certain amount) Visa Purchase Alerts All You Need to Know.

The information in the alert message includes the transaction amount, the merchant’s name and location (if available), and the last 4 digits of your Visa credit or debit card. Alerts can be sent to your email address or to your mobile phone via SMS Visa Purchase Alerts All You Need to Know.

What are the benefits of purchase alerts Visa Purchase Alerts All You Need to Know?

The benefits of signing up for Shopping Alerts are that:

It allows cardholders to track purchase transactions based on their card signature in near real time.
Provides timely information to help monitor Visa transactions for potential fraud.
It offers customers a secure tool to help them manage their money.
What types of cards can be enrolled in purchase alerts?
Most Visa credit and debit cards can be registered, although purchase alerts are not available for debit card purchases made using PIN numbers.

No registration is required for the 3D Secure service. All Allied Bank Visa debit cards are already registered and ready for the 3D Secure service Visa Purchase Alerts All You Need to Know.

How do I shop online with an ABL Visa Debit Card?
To use your Allied Bank Visa Debit Card for online shopping, follow the steps below Visa Purchase Alerts All You Need to Know:

Start an online shopping transaction at any e-commerce merchant and enter your Visa debit card details.
At a VBV (Verified by Visa) compatible merchant, you will be redirected to the Allied Bank VBV screen where you will select the OTP (One Time Password) delivery channel i.e. registered mobile number or email address.
You will receive a 6-digit OTP on the selected channel, which you must enter on the screen to complete the transaction Visa Purchase Alerts All You Need to Know.
You can deactivate your Visa Debit Card for online shopping by logging into myABL or by calling Allied Phone Banking at 111-225-225 Visa Purchase Alerts All You Need to Know.

What if I want to deactivate my Visa debit card for online shopping?
You can deactivate your Visa Debit Card for online shopping by logging into myABL or by calling Allied Phone Banking at 111-225-225. .

How do I reactivate my Visa Debit Card for online shopping?
Log in to myABL Digital Banking and activate your card for online purchases under Debit Card Services or Allied Phone Banking at 111-225-225 through your registered mobile number.

What will be the online shopping Visa Debit status on my replaced/renewed card?
After renewing/replacing your card, if your Visa debit card was active for online shopping, this service will remain available by default on the new card Visa Purchase Alerts All You Need to Know.

How long is the OTP valid for?
It is valid for 5 minutes after which you can regenerate the OTP by simply clicking on the link provided on the payment screen which will take you back to the OTP channel selection screen.

Will I get a one-time password for all online shopping transactions?
Yes, OTP is mandatory for transacting on all Verified by Visa compatible merchant websites. For non-compliant merchant websites, the OTP is not sent Visa Purchase Alerts All You Need to Know.

What should I do if I do not receive a one-time password Visa Purchase Alerts All You Need to Know?
Please click on the Re-Generate OTP link on the payment screen which will take you back to the OTP media selection screen. In case your mobile number or email address has changed, please contact your branch and update your records. In case you have ported your mobile number to another network operator, type MNP in the write option on your mobile phone and send it to 9225 and 9080 to update your mobile network.

What should I do if I receive an OTP for a transaction I did not complete?
Please do not share the OTP with anyone and report immediately by calling Allied Phone Banking at 111-225-225.

What should I do if I am charged for an online transaction that I did not complete?
Please visit your branch or call ABL Phone Banking at 111-225-225 and register a dispute immediately Visa Purchase Alerts All You Need to Know.

Will I be notified when the transaction is successfully completed?
Yes, you will receive a confirmation message on the merchant’s website after the transaction is complete. An alert will also be sent to your registered mobile number and/or email address (if on file with the bank).

How much will I charge for the device?
There is currently no fee to activate your ABL Visa Debit Card for online shopping. For information on international transactions, see the Statement of Charges (SOC).

What is the maximum amount I can spend per day?
Below are the daily transaction amount limits for each type of Allied Visa debit card for online and POS purchases Visa Purchase Alerts All You Need to Know:

Classic: PKR 100,000
Sapphire: PKR 250,000
Sapphire 200: PKR 500,000
Bonus: PKR 1,000,000
What information is required to complete an online transaction Visa Purchase Alerts All You Need to Know?
You need the valid information listed below to complete an online transaction with the merchant in the e-shop.

Valid card number
CVV (Card Verification Value located on the back of the VISA Debit Card)
Card validity date
OTP (for Verified by Visa websites)
How do I know if a merchant is 3D Secure compliant or not?
If the merchant is 3D Secure compliant, you will see the Verified by Visa or MasterCard Secure Code logo on the payment page.

Will this option also be applicable to Visa debit cards issued on Islamic banking accounts?
Yes, this option is also available for Visa debit cards issued on Islamic banking accounts.

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