Live credit pulls through the API: full tri-bureau report, tradeline detail, inquiry history. One POST with identity fields, structured report back in under 10 seconds.
API SPEC
Endpoint
Returns
/pull/full
Tri-bureau report: scores, tradelines, inquiries, public records, collections
/pull/score
Scores only, all three bureaus, fast lane under 3 seconds
/pull/report24
Pull history: who pulled this identity in last 24h across bureaus
/bulk
Batch up to 500 identities, CSV out with per-row status
Auth
Bearer token, per-key rate limit, usage dashboard
FACTS
Latency: 4-10s median full pull, 99.5% success rate target
Coverage: US all 50 states, SSN + DOB + name required per pull
Billing: per pull $4.50 at tier 1000, drops to $2.80 at tier 10K
PRICE: $549 / MONTH API RETAINER + PER-PULL
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